5 Practical Tips for Your Hurricane Season Travels
Posted: August 16, 2024
Traveling during hurricane season presents unique challenges, including unpredictable weather and potential disruptions. Proper preparation and insurance coverage are essential to safeguard your trip and finances. Ensuring you’re well-prepared can mitigate risks and provide peace of mind. As we enter hurricane season, remember the following practical tips to help you travel safely and stress-free, ensuring your journey remains smooth and enjoyable despite potential weather-related obstacles....
Ladder Safety Tips: How to Choose the Right Ladder and Climb it Safely
Posted: August 14, 2024
When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even if it's only a few feet. In fact, according to...
What happens to my 401(k) if my employer’s business shuts down?
Posted: August 13, 2024
A 401(k) is widely used to facilitate retirement savings, providing employees with a tax-advantaged way to build their nest egg. When an employer goes out of business, employees often worry about the security of their 401(k) funds. Fortunately, 401(k) plans are protected by federal laws and typically remain intact. Ownership of a 401(k) Account 401(k) accounts are owned by employees, not employers, ensuring the security...
What to Include in a Car Emergency Kit
Posted: August 8, 2024
Stranded, cold, and hungry along the highway is no way to reach your destination. A well-stocked emergency roadside kit could help you get back on the road quickly—or at least remain safely stranded. Pre-assembled kits are available to purchase, but you might want to assemble your own or customize a purchased kit. Consider including the following items: The Basics Cell phone and car charger, with...
What to Expect if You Outlive Your Life Insurance Beneficiary
Posted: August 7, 2024
Life insurance provides financial support to beneficiaries upon the policyholder’s death. If you outlive your beneficiary, the policy’s benefits won’t be distributed as initially planned. If you outlive your beneficiary, update your policy by naming a new beneficiary or adjusting the policy to reflect your current wishes. Regular reviews and updates to your life insurance are essential to maintain its relevance. Choosing Your Beneficiaries A...